Senior Life Insurance » No Medical Exam » No Physical
Buying life insurance does not always require a physical exam. Depending on your age, you can buy from $2,000 up to $250,000 without a medical exam. No needle sticks, no blood pressure checks. Quick. Uncomplicated. Get the life insurance you need without a medical exam.
Whole Life Insurance » For Permanent or Lifelong Needs
Whole Life premiums and death benefits are guaranteed for the life of the policy as long as scheduled premiums are paid on time. Whole Life policies build cash values which may be available to the policyholder. Whole life insurance quotes and information.
Guaranteed Issue Life Insurance » No Questions Asked
Guaranteed Issue Life Insurance is just what it sounds like. Policies are issued regardless of your health. If you have been turned down but still need life insurance, get guaranteed issue life insurance.
Term Insurance » Inexpensive Life Insurance for Temporary Needs
Term Insurance premiums are level for initial periods of 10 years, 20 years, or 30 years. If you are buying life insurance for temporary needs, Term Insurance may be your best bet. Be aware that premiums may become very expensive after the level period. If your life insurance need is long term, consider whole life or properly designed universal life. Instant term insurance quotes.
Universal Life Insurance » Flexible Premiums and Flexible Coverage
Some Universal Life policies may guarantee premium and death benefits up to age 120. Others do not. Understand the benefits of the Universal Life you buy. Match the specific benefits to your needs.
Make sure you understand how your life insurance works.
- How long is the premium guaranteed not to increase?
- Does the guarantee match up to the time frame your needs will exist?
- Does the policy build cash value? Do you want to build cash value?
- If it does build cash value, how can you access the cash value?
- If you take money out of the policy, are the guarantees changed?
- Can you access benefits if you are terminally ill?
- Can you access benefits if you are in a nursing home?
Affordable Health Insurance » Individual Health Care Insurance for Nebraskans
Assurant Health lets you expand your health insurance coverage with additional benefits including:
- Dental Coverage (no waiting period for checkups)
- Accident Coverage (pays cash directly to you)
- Critical Illness Coverage (cash benefits for 15 critical illnesses such as cancer, heart attack, or stroke)